You think you do. But you don't. So don't add stress to your family for one.
"But, Krusty Sage, I have to drive a lot of miles, and if I bought a car that wasn't new it'd cost more to maintain it, so I do need one, and plus it's safer and they have zero-percent financing so it's cheaper and -- "
Yeah. Snicker. Keep talking and maybe you'll believe yourself.
It's not "cheaper" than paying cash for an old Corolla for $1500. I'm sorry. You don't *have* to have car payments. You choose them. Then you serve them. Your call. Man up, and don't act like you had no choice.
"But it's NOT wrong to own a nice, new car, and I resent people who just hate nice things, and try to lay down a guilt trip, and --"
Bogus argument. The Krusty Sage did not say it's wrong to have an awesome car. Some people can lay down cash. He says you don't need it, you're choosing it, so at least be honest. You're indebting your family because you want to.
Heck, the Krusty Sage would, himself, like to see the Sage behind the wheel of one of those new Pontiac Solstice convertibles. He can picture his awesome white beard moving through the wind. But he doesn't need one. So if you're choosing it, and then complaining about how you need your wife to be working because of your financial situation, know you chose it, and you didn't need to. Nice.
It so happens that the K-to-the-S very much could buy the Solstice (on payments), but it would mean more stress for the fam, and what's the point of that? Granted, he'd look pretty dang cool, robes-a-flowin', cruising down A1A, drawing admiring glances of wisdom-seeking babes on a sunny SoFla Saturday morning, but what price coolness?
How lame, how weak of ego, how juvenile, is the dude that thinks he's got to be cool, who's so concerned what others think, at the expense of his wife. Lame, lame, lame. Sorry.
"But my wife actually wants a new car and..."
Oh, so you'll make dumb decisions for the family as long as your wife likes it. Nice leadership, Churchill.
You CAN drive an old car. You DON'T have to make car payments. '92 Sentra not nice enough for you? Not cool enough for you? What, are you James Bond?
It's relationships, relationships, relationships, doof. The clock is ticking.